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TERMS & CONDITIONS, PRIVACY POLICY

10 TOUCHSTONES TERMS & CONDITIONS, PRIVACY POLICY, CUSTOM AUDIENCE, REMARKETING, AND MEMBERSHIP INFORMATION.

TERMS & CONDITIONS AND PRIVACY POLICY:

Last Updated: MAY 7, 2020

10 Touchstones strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, telephone number) subject to the terms of this privacy policy.

We will never sell, barter, or rent your email address to any unauthorized third party. Period.

How we gather information from users

How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. You may provide information when you participate in sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site. Like most Web sites, 10 Touchstones.com also collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.

What we do with the information we collect

Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.

Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally

Identifiable Information about you or allow anyone to identify you individually.

We may use Personally Identifiable Information collected on 10Touchstones.com to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by 10Touchstones.com and other topics we think you might find of interest.

Personally Identifiable Information collected by 10Touchstones.com may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

Affiliated sites, linked sites and advertisements

10Touchstones.com expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on a 10Touchstones.com page, certain content that is actually created or hosted by a third party. Also, through 10Touchstones.com you may be introduced to, or be able to access, information, Web sites, features, contests or sweepstakes offered by other parties. 10Touchstones.com is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information.

10Touchstones.com does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties. You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of 10Touchstones.com and this policy.

Children

10Touchstones.com and does not knowingly collect or solicit Personally Identifiable Information from or about children under 18 except as permitted by law. If we discover we have received any information from a child under 18 in violation of this policy, we will delete that information immediately. If you believe 10Touchstones.com has any information from or about anyone under 18, please contact us at the address listed below.

Custom Audience Policy

This website may use a Custom Audience tracking pixel provided by Facebook.com. A Custom Audience is a list of people our company would like to show our ads to on Facebook.com, who have shown a particular interest in our products & services. These audiences consist of folks who have already provided their email addresses to us and are currently receiving our emails.

The Custom Audience database is different from our email database, and unsubscribing from our email list will not prevent you from seeing our ads in the future.

To opt out of the Custom Audience list from Facebook.com, send an email, from the email address you are optin out, to the email address provided in the contact info page. In the subject line, use the title “Opting Out Of Facebook.com Website Custom Audience Ads”. In the email body, include your full name & email address. We will then forward this info to Facebook.com with the request to delete you from all of Facebook’s Custom Audience Ads.

Remarketing Policy

This website may use remarketing with both Facebook.com and Google.com. This means that this site may have third parties (Facebook & Google) who may use first party cookies (a small data file that can be placed on your had drive when you visit certain websites that can be used to store, collect, and track information for marketing purposes), such as Google Analytics Cookie & Facebook’s Retargeting Pixels, and third party cookies, web beacons, and similar technologies to collect or receive information from your website and elsewhere on the internet and use that information to provide measurement services and target ads.

If you don’t want this website’s cookies on your computer, the are easy to delete. Simply to go http://www.aboutcookies.org/Default.aspx?page=2 for instructions.

You can opt-out of Google Analytic’s here: https://tools.google.com/dlpage/gaoptout

You can opt-out of Ads Settings for Google Analytics for Display Advertising & Display Network Ads Here: https://www.google.com/settings/personalinfo

Advertisers and partners may also use their own cookies, however, we do not control use of these cookies and expressly disclaim responsibility for information collected through them.

Contacting Us

We can be reached by contacting:
Email: mailto:info@10touchstones.com

Changes to this Policy

10Touchstones.com reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.

Governing law

This policy and the use of this Site are governed by Texas law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Texas. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us. If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Texas, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

10Touchstones.com is controlled, operated and administered entirely within Texas. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

MEMBERSHIP INFORMATION

Our monthly membership allows you free entry to the monthly live and online meetings. Note that we rarely but occasionally skip a meeting due to the holidays or weather issues.

Our monthly membership allows you access to the discussion boards (ListServ) and ability to post messages to other members. To ensure the highest possible quality discussion board, and to PREVENT SPAM, all messages are moderated by volunteer members and if the message is not related to the market area (and surrounding areas), the moderator, at their own discretion, may delete or reject the message and not allow it to go out to the general group.

The following messages are allowed:

  • Deal Pitching (a property for sale in the immediate areas (and surrounding areas) that is an “investor deal” which means not an ordinary retail deal available in the MLS
  • Recommendations: recommendation for a contractor, realtor, CPA, attorney, or other local power team member. Note: you cannot make disparaging comments about a local investor or resource
  • Request Advice from local experts: advice on a deal, situation, legal problem or challenge, process, problem, etc.

Membership Dues are kept to a minimum to help cover the operational costs of the REIA. Members are frequently comped special events, food, and/or other real estate investing related giveaways. Membership dues are backed by our unconditional guarantee.  See Refund Policy.

DISCLAIMER AND RELEASE

10 TOUCHSTONES does not render legal, tax, economic or investment advice. 10 Touchstones does not investigate its members, nor vouch for, nor make representation as to the honesty, integrity, reliability, motives or resources of its members, officers, directors, employees, agents or vendors. Persons should consult with their own professional advisors as to risks and legal, tax, economic or investment implications in matters concerning real estate and other investments. Members/Guests must do their own due diligence and take personal responsibility for their choices. A person, in consideration for his/her acceptance as a member/guest of 10 Touchstones, hereby releases, discharges and agrees to indemnify 10 Touchstones, its officers, directors, members, employees, agents, and vendors from any liabilities now accrued, or which may hereafter accrue, from their actions, inactions or communications made by 10 Touchstones or its officers, directors, members, employees, agents and vendors in or through their respective capacities with 10 Touchstones. Members/Guests agree to comply with the Code of Ethics and the By-Laws of 10 Touchstones.

No implied endorsements or warranties of products, persons, literature or ideas presented at any meetings of 10 Touchstones by its members, guests or speakers are made by 10 Touchstones, its officers, directors, employees, agents or contractors. Any literature which may be distributed during meetings of 10 Touchstones have not been reviewed or approved in advance by 10 Touchstones. All 10 Touchstones members and guests are encouraged to do their own research and due diligence regarding ideas and concepts obtained at 10 Touchstones meetings. Consultation with appropriate professional advisors is recommended by 10 Touchstones prior to the implementation of any ideas or concepts obtained at its meetings.